Falling ill or sustaining injury at your workplace can lead to concerns about job security and how you’ll continue supporting your family. And while you might be familiar with the concept of workers’ compensation, chances are you do not know how to go about the process, especially when you’re still recovering from your injuries. Fortunately, seasoned worker’s compensation lawyers, such as those at Boatwright Legal can provide the guidance and representation needed to protect your rights.
As a victim of a workplace injury in South Carolina, it is important to note that your employer is obligated to cover all the costs associated with your on-the-job injury, no matter who was at fault. If you are not aware of the intricacies involving workers’ compensation in the state, do not hesitate to reach out to us. We provide top-notch legal advice and assistance needed to seek the compensation you deserve. Contact us at [PHONE] to arrange for a free initial consultation with one of our experienced workers’ comp lawyers.
What is Workers’ Compensation?
Workers’ compensation is a form of insurance that provides financial and medical benefits to employees who are injured or become ill as a result of their job. It covers medical expenses, rehabilitation costs, and a portion of lost wages. It’s designed to offer support to both employees and employers by facilitating a streamlined process for addressing workplace injuries and related expenses.
What Are My Rights After an On-the-Job Injury?
1. Medical Treatment
You have the right to receive appropriate medical treatment for your injury. This may include doctor’s visits, hospitalization, surgeries, medications, physical therapy, and any other necessary medical interventions.
Note that your employer can’t force you to continue working if you have sustained significant injury and they can’t bar you from seeing a medical professional.
2. Workers’ Compensation
You also have the right to file a workers’ compensation claim. The benefits provided include coverage for medical expenses, lost wages, temporary or permanent disability benefits, rehabilitation services, and more.
In South Carolina, employers are prohibited from retaliating against you for filing a workers’ compensation claim or exercising your rights related to on-the-job injuries. This means that they cannot fire, demote, or discriminate against you for seeking benefits or taking legal action.
4. Calculate Your Losses Independently
No matter the type of claim you decide to file, you have the right to calculate your losses independently. This means you don’t have to conform to what the insurance firm offers. If the insurance company doesn’t offer a fair settlement, or you don’t receive full benefits, you have the right to keep fighting to get the compensation you deserve.
5. Disability Accommodations
If the injury results in a disability, you may have the right to reasonable accommodations under disability laws. This might include modified job duties, flexible work arrangements, or assistive devices to help you perform your job.
6. Medical Privacy
Your medical information should be kept confidential and not disclosed to anyone who doesn’t have a legitimate reason to know about it.
7. Right to Representation
You have the right to consult with a lawyer who specializes in employment law to ensure your rights are protected and that you receive the benefits you deserve.
8. The Right to Appeal
If your claim was denied or you disagree with a decision, you have the right to appeal the decision through the legal process in South Carolina.
What Should You Do After a Workplace Accident?
In the event of a workplace accident, promptly notify your employer following official reporting procedures, such as recording the incident in the accident log. If you sustain injuries, seek medical attention as soon as possible.
It’s also advisable to take photographs of the accident, especially if you intend to file a workers’ compensation claim. Document any hazardous conditions that contributed to the incident; for instance, photograph loose wires if they caused a trip. Also, take pictures of any injuries resulting from the accident.
What Responsibility Does the Employer Have in the Workers’ Compensation Process?
In addition to providing workers’ comp coverage, employers in the state of South Carolina are expected to do the following:
-File a formal notice confirming compliance with workers’ compensation laws.
-Ensure immediate emergency medical care for workplace injuries.
-Arrange further medical care if the injured worker is unable to choose a medical provider.
-Complete and submit an injury report to the state’s workers’ compensation board office.
Hire the Best Workers’ Comp Lawyer in SC Today!
The workers’ compensation process isn’t always straightforward, depending on the scope or nature of your injury or condition. By knowing your rights and the role of an employer in such an event, you’ll be in a better position to make the right decision. To help increase your chances of maximum compensation, feel free to reach us at [PHONE].